Why Building a Home in San Antonio Can Be Cheaper Than Buying One

It’s not a secret to anyone living in the greater surrounding San Antonio area that the city is quickly growing. More and more people are moving to San Antonio because of the rich culture, the excellent job market, and the beautiful scenery. This means that homes are more in demand than they ever have been.

In fact, The San Antonio Board of Realtors reports that the average cost of a home has increased 19% within one calendar year, which interestingly, it’s greater than the rise in home costs from June 2019 to June 2020  (source). As locals welcome the influx of new faces flooding the San Antonio area, they also usher in a rise in the cost of living, which has directly affected the cost of owning a home in the Alamo city. This leaves many people confused about whether buying or building is a better idea. If you’re deciding between building a home or buying one, here are three reasons why building a home may be more financially advantageous than buying one in San Antonio right now.

Your custom built home will be new

San Antonio offers a lot of history as a city. Whether it’s historic battlefields like the Alamo, hotels that have stood for hundreds of years, or even the River Walk, which was added in 1941, the city shines with all the things people have constructed. While the history of the city is a jewel in San Antonio’s crown, it also means that there are many outdated homes across the city. This fact coupled with the real estate market boom means many people are selling their homes. Furthermore, a lot of the inventory people are listing is outdated and the cost can easily be inflated. Instead of buying an older home, you can build a custom home that will cost less in the long run. Maintenance upkeep is typically far less for newer homes. Eventually things will need to be replaced, but that could be ten to twenty years in the future, instead of within the first year of buying an older home. Beyond that, new builds typically have more competitive utility rates. Custom built homes have a track record of being more energy efficient and therefore less expensive than older homes with higher bills. Oftentimes, newer homes can be more cost efficient for these reasons.

The freedom to design

One of the wonderful things about choosing to build a custom home is the freedom to design. When you decide that building your own home is what you want to do, a whole new world of possibilities opens up for what the inside of your home could hold. Whether it’s modern or traditional, your custom builder should be able to help you decide on which direction to move forward. While this may seem like a more costly decision, it can actually save you money in the long run. When you are buying a house, unless you have time and funds budgeted for a major home renovation, you are more or less settling for the architecture and layout that is already in place. With a custom built home, you pay for exactly what you want. If you build strategically, this can be more price competitive than buying an existing home. Some existing homes will contain unwanted expensive features that have been chosen by the previous owners. People who build custom homes have a blank canvas on which to paint their dream house and the option not to have to pay for the upkeep of expensive features that they may not be interested in.

Skip the competition


As more and more people move to San Antonio, real estate competition and home prices will continue to rise. Even real estate experts are not sure when the San Antonio market will begin to cool down. With this unexpected economic climate comes the virtual certainty that house hunting will not be easy. When buying a home, it’s smart to analyze financial costs, but it’s also wise to consider your time. Instead of months of searching for a home that fulfills all your needs and also exists within your price range, you may consider looking into custom building. If you decide to build a custom home, you rid yourself of the potential of competing offers, which can quickly and drastically raise the price of buying the home. Instead, building a custom home can provide price security as you have greater control over expenses. Instead of navigating a competitive market and potentially overpaying, there is the option to build a home that is more reasonably priced and stable.


We know that deciding between building or buying can feel like a stressful process. However, the team at Stone Creek Custom Homes has decades of experience in hearing people’s dreams and turning them into reality.


If you’re interested in booking a free consultation with one of our experts, click here.

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